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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,963 | $89,364-31.8% | $141,177-56.8% | $72,983-16.5% |
| Participation rate | 46.9% | 75.1%-28.2pp | 82.5%-35.6pp | 69.5%-22.6pp |
| Annual return | 23.72% | 111.86%-88.1pp | 71.40%-47.7pp | 81.01%-57.3pp |
| Employer contribution / active EE | $1,412 | $3,115-54.7% | $4,736-70.2% | $2,440-42.1% |
| Participant deferral / active EE | $2,846 | $5,419-47.5% | $6,710-57.6% | $3,608-21.1% |
| Admin fee / account holder | $1,978 | $5,959-66.8% | $10,263-80.7% | $5,124-61.4% |