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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,493,526 | $282,059+429.5% | $213,469+599.6% | $154,746+865.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 10.50% | 20.90%-10.4pp | 20.58%-10.1pp | 172.34%-161.8pp |
| Employer contribution / active EE | $30,595 | $6,189+394.4% | $4,994+512.7% | $4,379+598.7% |
| Participant deferral / active EE | $17,399 | $8,186+112.5% | $6,841+154.3% | $6,730+158.5% |
| Admin fee / account holder | $5,860 | $37,435-84.3% | $27,141-78.4% | $14,365-59.2% |