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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,092,514 | $210,510+419.0% | $153,500+611.7% | $145,877+648.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.43% | 13.45%+3.0pp | 15.70%+0.7pp | 551.28%-534.9pp |
| Employer contribution / active EE | $25,415 | $6,052+320.0% | $5,039+404.3% | $4,663+445.0% |
| Participant deferral / active EE | $15,214 | $7,974+90.8% | $6,756+125.2% | $6,691+127.4% |
| Admin fee / account holder | $2,726 | $19,455-86.0% | $12,736-78.6% | $13,402-79.7% |