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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,493,526 | $239,571+523.4% | $183,328+714.7% | $137,256+988.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 10.50% | 35.69%-25.2pp | 29.67%-19.2pp | 220.34%-209.8pp |
| Employer contribution / active EE | $30,595 | $6,148+397.7% | $5,055+505.2% | $4,156+636.2% |
| Participant deferral / active EE | $17,399 | $7,995+117.6% | $6,795+156.0% | $6,407+171.6% |
| Admin fee / account holder | $5,860 | $30,059-80.5% | $21,427-72.7% | $12,270-52.2% |