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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,493,526 | $407,956+266.1% | $299,830+398.1% | $198,609+652.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 78.5%+21.5pp | 82.4%+17.6pp |
| Annual return | 10.50% | 6.66%+3.8pp | 10.58%-0.1pp | 202.70%-192.2pp |
| Employer contribution / active EE | $30,595 | $7,661+299.4% | $5,842+423.7% | $5,055+505.2% |
| Participant deferral / active EE | $17,399 | $8,628+101.7% | $7,038+147.2% | $6,977+149.4% |
| Admin fee / account holder | $5,860 | $73,031-92.0% | $50,982-88.5% | $19,030-69.2% |