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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,746 | $209,888-22.0% | $189,545-13.6% | $167,553-2.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 6.07% | 748.66%-742.6pp | 555.36%-549.3pp | 478.89%-472.8pp |
| Employer contribution / active EE | $2,683 | $6,915-61.2% | $6,162-56.5% | $4,840-44.6% |
| Participant deferral / active EE | $1,830 | $8,934-79.5% | $8,220-77.7% | $6,343-71.1% |
| Admin fee / account holder | $7,161 | $14,300-49.9% | $12,049-40.6% | $12,316-41.9% |