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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,590 | $197,637-21.3% | $177,848-12.5% | $158,982-2.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 6.34% | 58.77%-52.4pp | 48.33%-42.0pp | 302.99%-296.7pp |
| Employer contribution / active EE | $2,293 | $6,698-65.8% | $5,919-61.3% | $4,763-51.9% |
| Participant deferral / active EE | $1,260 | $8,405-85.0% | $7,714-83.7% | $5,983-78.9% |
| Admin fee / account holder | $14,592 | $15,406-5.3% | $12,431+17.4% | $11,252+29.7% |