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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,869 | $202,440-66.5% | $169,390-59.9% | $139,466-51.3% |
| Participation rate | 81.3% | 81.1%+0.1pp | 77.2%+4.1pp | 80.3%+0.9pp |
| Annual return | 42.74% | 532.36%-489.6pp | 406.07%-363.3pp | 373.66%-330.9pp |
| Employer contribution / active EE | $5,170 | $4,693+10.2% | $4,013+28.8% | $4,754+8.7% |
| Participant deferral / active EE | $1,583 | $6,940-77.2% | $6,222-74.6% | $6,712-76.4% |
| Admin fee / account holder | $362 | $10,722-96.6% | $9,015-96.0% | $11,409-96.8% |