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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,487 | $228,395-84.0% | $185,861-80.4% | $158,982-77.0% |
| Participation rate | 86.7% | 82.3%+4.4pp | 78.0%+8.6pp | 82.0%+4.7pp |
| Annual return | 16.33% | 40.82%-24.5pp | 35.96%-19.6pp | 302.99%-286.7pp |
| Employer contribution / active EE | $5,457 | $4,968+9.8% | $4,088+33.5% | $4,763+14.6% |
| Participant deferral / active EE | $1,804 | $6,417-71.9% | $5,634-68.0% | $5,983-69.9% |
| Admin fee / account holder | $1,418 | $11,869-88.1% | $9,503-85.1% | $11,252-87.4% |