Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,922 | $93,589+33.5% | $135,942-8.1% | $75,181+66.2% |
| Participation rate | 62.2% | 75.2%-13.0pp | 81.9%-19.8pp | 67.2%-5.0pp |
| Annual return | 9.29% | 30.90%-21.6pp | 68.28%-59.0pp | 160.69%-151.4pp |
| Employer contribution / active EE | $1,737 | $3,537-50.9% | $4,858-64.2% | $2,671-34.9% |
| Participant deferral / active EE | $4,393 | $6,405-31.4% | $7,759-43.4% | $4,126+6.5% |
| Admin fee / account holder | $2,990 | $6,977-57.1% | $10,764-72.2% | $5,650-47.1% |