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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,829 | $93,064-8.8% | $74,577+13.7% | $273,972-69.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | -1.53% | 26.18%-27.7pp | 20.47%-22.0pp | 41.46%-43.0pp |
| Employer contribution / active EE | $824 | $3,160-73.9% | $2,525-67.4% | $4,869-83.1% |
| Participant deferral / active EE | $2,431 | $4,160-41.6% | $3,458-29.7% | $5,287-54.0% |
| Admin fee / account holder | $1,268 | $5,273-75.9% | $4,138-69.4% | $10,133-87.5% |