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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,385 | $150,447+66.4% | $136,298+83.7% | $147,586+69.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.64% | 1049.15%-1039.5pp | 5156.27%-5146.6pp | 578.59%-569.0pp |
| Employer contribution / active EE | $13,950 | $5,256+165.4% | $4,696+197.1% | $4,876+186.1% |
| Participant deferral / active EE | $11,907 | $6,631+79.6% | $6,247+90.6% | $5,439+118.9% |
| Admin fee / account holder | $8,070 | $10,906-26.0% | $9,244-12.7% | $10,886-25.9% |