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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,385 | $150,442+66.4% | $136,295+83.7% | $147,585+69.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.64% | 1049.09%-1039.5pp | 5155.97%-5146.3pp | 578.56%-568.9pp |
| Employer contribution / active EE | $13,950 | $5,256+165.4% | $4,695+197.1% | $4,876+186.1% |
| Participant deferral / active EE | $11,907 | $6,630+79.6% | $6,247+90.6% | $5,439+118.9% |
| Admin fee / account holder | $8,070 | $10,905-26.0% | $9,243-12.7% | $10,885-25.9% |