Retirement plan

ALONTI 401(K) PLAN

Name: PEPI CORPORATION - ALONTI 401(K) PLAN (2023) Form 5500
Creator: PEPI CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALONTI 401(K) PLAN, PEPI CORPORATION

PEPI CORPORATIONEIN 74-2070055Plan #002PY 2023

3512 LAKE STREET - HOUSTON, TX 77098713-528-7000LinkedIn1-10 employeesnon-profit organization management

Prospect flagsHigh feesLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$3M

+26.7% from 2022

Total participants

217

-1.8% from 2022

Average account balance

$23,152

+54.2% from 2022

Annual return

18.08%

+35.91 pp from 2022

Benchmarks

See 1,291 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort1,291 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$26K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

148

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

53.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$695K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$319

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
WEINSTEIN ZUGMAN, LLC3 years Filed as: WEINSTEIN SPIRA & COMPANY, P.C. Service code 10 · EIN 74-2181616	Accounting	$16,500
LEGACY PROFESSIONALS LLP1 year Filed as: LEGACY ASSET MANAGEMENT INC Service code 27 3411 RICHMOND AVE STE 750 · HOUSTON, TX 77046	Advisory (Plan)	$8,066
LOREN D. STARK COMPANY3 years Service code 13 · EIN 74-1537058 10750 ROCKLEY ROAD · HOUSTON, TX 77099	Contract Administrator	$6,469
LOREN D. STARK COMPANY2 years Filed as: LOREN D STARK COMPANY Service code 13	Contract Administrator	$1,295
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$1,238
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$152

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$43K

$227 / participant

Contract admin$43K100.0%

% of EOY assets

1.447%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WEINSTEIN, SPIRA & COMPANY, P.C.
Auditor EIN: 742181616
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,152

$27,800-16.7%

$58,561-60.5%

$71,511-67.6%

Participation rate

53.7%

34.6%+19.1pp

50.9%+2.8pp

67.9%-14.2pp

Annual return

18.08%

26.80%-8.7pp

4251.33%-4233.2pp

28.86%-10.8pp

Employer contribution / active EE

$1,363

$632+115.8%

$1,053+29.4%

$2,589-47.4%

Participant deferral / active EE

$2,045

$1,208+69.3%

$1,923+6.3%

$4,291-52.3%

Admin fee / account holder

$335

$1,637-79.5%

$2,520-86.7%

$1,588-78.9%

Provider

Service type

Compensation

WEINSTEIN ZUGMAN, LLC3 years

Filed as: WEINSTEIN SPIRA & COMPANY, P.C.

Service code 10 · EIN 74-2181616

Accounting

$16,500

LEGACY PROFESSIONALS LLP1 year

Filed as: LEGACY ASSET MANAGEMENT INC

Service code 27

3411 RICHMOND AVE STE 750 · HOUSTON, TX 77046

Advisory (Plan)

$8,066

LOREN D. STARK COMPANY3 years

Service code 13 · EIN 74-1537058

10750 ROCKLEY ROAD · HOUSTON, TX 77099

Contract Administrator

$6,469

LOREN D. STARK COMPANY2 years

Filed as: LOREN D STARK COMPANY

Service code 13

Contract Administrator

$1,295

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$1,238

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$152

ALONTI 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALONTI 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion