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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,949 | $91,559-42.2% | $133,959-60.5% | $79,858-33.7% |
| Participation rate | 78.4% | 73.3%+5.0pp | 79.8%-1.5pp | 69.6%+8.7pp |
| Annual return | 5.59% | 61.85%-56.3pp | 45.09%-39.5pp | 31.72%-26.1pp |
| Employer contribution / active EE | $1,301 | $2,384-45.4% | $3,919-66.8% | $2,471-47.3% |
| Participant deferral / active EE | $3,275 | $3,734-12.3% | $5,047-35.1% | $3,740-12.4% |
| Admin fee / account holder | $2,315 | $6,321-63.4% | $8,928-74.1% | $5,306-56.4% |