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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,520 | $61,815-23.1% | $97,295-51.2% | $80,959-41.3% |
| Participation rate | 71.8% | 63.5%+8.3pp | 72.7%-0.9pp | 67.7%+4.1pp |
| Annual return | 9.90% | -558.73%+568.6pp | 75.62%-65.7pp | 35.67%-25.8pp |
| Employer contribution / active EE | $1,047 | $1,836-43.0% | $2,723-61.6% | $2,757-62.0% |
| Participant deferral / active EE | $1,906 | $3,027-37.0% | $4,264-55.3% | $4,300-55.7% |
| Admin fee / account holder | $16,070 | $5,166+211.1% | $5,646+184.6% | $6,925+132.1% |