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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,908 | $101,798+175.0% | $165,071+69.6% | $80,935+245.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 3.83% | 16.73%-12.9pp | 70.17%-66.3pp | 35.66%-31.8pp |
| Employer contribution / active EE | $7,608 | $2,954+157.5% | $4,347+75.0% | $2,757+176.0% |
| Participant deferral / active EE | $5,652 | $4,476+26.3% | $6,035-6.3% | $4,299+31.5% |
| Admin fee / account holder | $3,348 | $8,221-59.3% | $12,695-73.6% | $6,924-51.7% |