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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,479 | $154,209+96.1% | $130,062+132.6% | $139,487+116.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 8.17% | 32.52%-24.3pp | -137.37%+145.5pp | 373.84%-365.7pp |
| Employer contribution / active EE | $13,872 | $5,292+162.1% | $4,322+221.0% | $4,755+191.8% |
| Participant deferral / active EE | $8,646 | $6,709+28.9% | $5,821+48.5% | $6,713+28.8% |
| Admin fee / account holder | $5,357 | $13,988-61.7% | $10,601-49.5% | $11,407-53.0% |