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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,814 | $52,450+96.0% | $129,384-20.5% | $74,459+38.1% |
| Participation rate | 61.8% | 53.8%+8.0pp | 69.6%-7.8pp | 67.2%-5.4pp |
| Annual return | 15.08% | 15.65%-0.6pp | 9461.77%-9446.7pp | 1369.70%-1354.6pp |
| Employer contribution / active EE | $797 | $1,532-48.0% | $4,153-80.8% | $2,626-69.7% |
| Participant deferral / active EE | $2,383 | $2,797-14.8% | $4,166-42.8% | $4,350-45.2% |
| Admin fee / account holder | $1,025 | $2,636-61.1% | $7,686-86.7% | $1,945-47.3% |