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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $51,905 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,429 | $53,774+51.4% | $134,162-39.3% | $79,856+2.0% |
| Participation rate | 96.1% | 58.8%+37.3pp | 72.2%+23.9pp | 69.6%+26.5pp |
| Annual return | 14.61% | 19.01%-4.4pp | 36.35%-21.7pp | 31.71%-17.1pp |
| Employer contribution / active EE | $321 | $1,322-75.7% | $3,705-91.3% | $2,471-87.0% |
| Participant deferral / active EE | $2,843 | $2,420+17.5% | $3,500-18.8% | $3,741-24.0% |
| Admin fee / account holder | $557 | $3,985-86.0% | $6,685-91.7% | $5,306-89.5% |