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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,688 | $112,112+27.3% | $95,956+48.7% | $158,950-10.2% |
| Participation rate | 92.9% | 79.0%+13.9pp | 77.1%+15.8pp | 82.0%+10.9pp |
| Annual return | 21.04% | 171.15%-150.1pp | 91.63%-70.6pp | 302.91%-281.9pp |
| Employer contribution / active EE | $1,084 | $3,199-66.1% | $2,541-57.3% | $4,762-77.2% |
| Participant deferral / active EE | $3,872 | $4,784-19.1% | $4,167-7.1% | $5,983-35.3% |
| Admin fee / account holder | $1,371 | $10,134-86.5% | $6,797-79.8% | $11,248-87.8% |