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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,095 | $98,240+77.2% | $82,312+111.5% | $147,586+18.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 8.51% | 30.85%-22.3pp | 25.88%-17.4pp | 578.59%-570.1pp |
| Employer contribution / active EE | $2,887 | $3,192-9.6% | $2,428+18.9% | $4,876-40.8% |
| Participant deferral / active EE | $3,546 | $4,383-19.1% | $3,706-4.3% | $5,439-34.8% |
| Admin fee / account holder | $2,837 | $8,563-66.9% | $5,608-49.4% | $10,886-73.9% |