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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,866 | $111,785-1.7% | $93,669+17.3% | $145,877-24.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.26% | 203.79%-198.5pp | 133.59%-128.3pp | 551.28%-546.0pp |
| Employer contribution / active EE | $2,415 | $3,096-22.0% | $2,424-0.3% | $4,663-48.2% |
| Participant deferral / active EE | $5,789 | $4,919+17.7% | $4,416+31.1% | $6,691-13.5% |
| Admin fee / account holder | $2,008 | $10,256-80.4% | $8,291-75.8% | $13,402-85.0% |