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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,816 | $118,877-21.1% | $96,570-2.9% | $167,536-44.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 2.03% | 50.50%-48.5pp | 37.79%-35.8pp | 478.82%-476.8pp |
| Employer contribution / active EE | $2,732 | $3,121-12.4% | $2,357+15.9% | $4,839-43.5% |
| Participant deferral / active EE | $7,498 | $4,617+62.4% | $3,849+94.8% | $6,342+18.2% |
| Admin fee / account holder | $925 | $8,069-88.5% | $6,182-85.0% | $12,315-92.5% |