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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,996 | $156,616-24.0% | $133,346-10.8% | $198,609-40.1% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 9.81% | 44.25%-34.4pp | 36.85%-27.0pp | 202.70%-192.9pp |
| Employer contribution / active EE | $2,462 | $3,368-26.9% | $2,853-13.7% | $5,055-51.3% |
| Participant deferral / active EE | $6,126 | $4,920+24.5% | $4,332+41.4% | $6,977-12.2% |
| Admin fee / account holder | $1,617 | $17,468-90.7% | $14,264-88.7% | $19,030-91.5% |