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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,518 | $210,510+31.4% | $153,500+80.1% | $145,877+89.6% |
| Participation rate | 85.7% | 82.1%+3.6pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 8.50% | 13.45%-5.0pp | 15.70%-7.2pp | 551.28%-542.8pp |
| Employer contribution / active EE | $5,505 | $6,052-9.0% | $5,039+9.2% | $4,663+18.1% |
| Participant deferral / active EE | $15,242 | $7,974+91.1% | $6,756+125.6% | $6,691+127.8% |
| Admin fee / account holder | $953 | $19,455-95.1% | $12,736-92.5% | $13,402-92.9% |