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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $570,800 | $217,432+162.5% | $185,851+207.1% | $167,553+240.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.77% | 148.43%-138.7pp | 122.11%-112.3pp | 478.89%-469.1pp |
| Employer contribution / active EE | $3,460 | $5,874-41.1% | $5,168-33.1% | $4,840-28.5% |
| Participant deferral / active EE | $990 | $6,357-84.4% | $5,569-82.2% | $6,343-84.4% |
| Admin fee / account holder | $6,157 | $19,820-68.9% | $16,245-62.1% | $12,316-50.0% |