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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,965 | $202,342+80.4% | $172,753+111.3% | $152,909+138.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 6.33% | 1029.88%-1023.5pp | 803.00%-796.7pp | 345.46%-339.1pp |
| Employer contribution / active EE | $14,051 | $5,857+139.9% | $5,144+173.2% | $4,764+194.9% |
| Participant deferral / active EE | $8,455 | $5,948+42.2% | $5,198+62.7% | $5,851+44.5% |
| Admin fee / account holder | $2,157 | $17,112-87.4% | $13,956-84.5% | $11,601-81.4% |