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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,231 | $209,422+29.5% | $178,503+51.9% | $158,982+70.6% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 12.60% | 188.81%-176.2pp | 151.12%-138.5pp | 302.99%-290.4pp |
| Employer contribution / active EE | $10,929 | $5,707+91.5% | $5,011+118.1% | $4,763+129.5% |
| Participant deferral / active EE | $6,294 | $5,955+5.7% | $5,202+21.0% | $5,983+5.2% |
| Admin fee / account holder | $5,031 | $17,079-70.5% | $13,987-64.0% | $11,252-55.3% |