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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,693 | $180,459+19.0% | $154,108+39.3% | $135,380+58.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.31% | 888.21%-894.5pp | 735.21%-741.5pp | 519.81%-526.1pp |
| Employer contribution / active EE | $7,209 | $6,035+19.5% | $5,298+36.1% | $4,779+50.9% |
| Participant deferral / active EE | $4,735 | $5,806-18.5% | $5,081-6.8% | $5,609-15.6% |
| Admin fee / account holder | $1,253 | $16,145-92.2% | $13,411-90.7% | $10,828-88.4% |