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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,931 | $162,821+63.3% | $133,978+98.5% | $158,982+67.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.23% | 41.95%-26.7pp | 45.10%-29.9pp | 302.99%-287.8pp |
| Employer contribution / active EE | $5,177 | $4,976+4.0% | $3,919+32.1% | $4,763+8.7% |
| Participant deferral / active EE | $11,844 | $5,910+100.4% | $5,047+134.7% | $5,983+97.9% |
| Admin fee / account holder | $22,195 | $11,742+89.0% | $8,930+148.5% | $11,252+97.3% |