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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,620 | $152,619+64.9% | $125,195+101.0% | $152,909+64.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 21.02% | 54.85%-33.8pp | 43.79%-22.8pp | 345.46%-324.4pp |
| Employer contribution / active EE | $6,299 | $4,947+27.3% | $3,866+62.9% | $4,764+32.2% |
| Participant deferral / active EE | $10,791 | $5,869+83.9% | $4,937+118.6% | $5,851+84.4% |
| Admin fee / account holder | $3,708 | $13,437-72.4% | $9,704-61.8% | $11,601-68.0% |