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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $32,419 |
COMERICA BANK3+ years Filed as: COMERICA SECURITIES Service code 55 411 W LAFAYETTE MC 3139 · DETROIT, MI 48226 | Other Commissions | $11,966 |
AMERICA'S 401K, INC.3+ years Service code 13 · EIN 75-2261114 | Contract Administrator | $10,340 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,277 | $69,305-73.6% | $82,312-77.8% | $69,631-73.8% |
| Participation rate | 87.8% | 80.3%+7.5pp | 76.9%+10.9pp | 70.7%+17.1pp |
| Annual return | 15.23% | 21.47%-6.2pp | 25.88%-10.6pp | 27571.02%-27555.8pp |
| Employer contribution / active EE | $693 | $1,887-63.3% | $2,428-71.5% | $2,032-65.9% |
| Participant deferral / active EE | $1,061 | $3,568-70.3% | $3,706-71.4% | $3,224-67.1% |
| Admin fee / account holder | $93 | $97-4.7% | $5,608-98.3% | $110-16.2% |