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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,885 | $53,162-32.5% | $91,227-60.7% | $68,490-47.6% |
| Participation rate | 27.4% | 63.2%-35.8pp | 73.2%-45.8pp | 67.9%-40.5pp |
| Annual return | -18.49% | -3.14%-15.4pp | 114.14%-132.6pp | -7.85%-10.6pp |
| Employer contribution / active EE | $970 | $1,709-43.3% | $2,851-66.0% | $2,597-62.6% |
| Participant deferral / active EE | $1,117 | $2,974-62.4% | $4,234-73.6% | $4,028-72.3% |
| Admin fee / account holder | $2,866 | $4,493-36.2% | $5,423-47.1% | $5,403-47.0% |