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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,668 | $63,861-53.5% | $104,639-71.6% | $79,856-62.8% |
| Participation rate | 49.1% | 64.9%-15.9pp | 74.1%-25.0pp | 69.6%-20.6pp |
| Annual return | 15.74% | 21.30%-5.6pp | 340.67%-324.9pp | 31.71%-16.0pp |
| Employer contribution / active EE | $1,191 | $1,588-25.0% | $2,682-55.6% | $2,471-51.8% |
| Participant deferral / active EE | $1,423 | $2,693-47.2% | $3,738-61.9% | $3,741-62.0% |
| Admin fee / account holder | $1,011 | $4,185-75.8% | $6,465-84.4% | $5,306-81.0% |