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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,686 | $103,966+231.5% | $112,923+205.2% | $75,177+358.5% |
| Participation rate | 92.0% | 75.7%+16.3pp | 80.5%+11.5pp | 67.2%+24.8pp |
| Annual return | 15.80% | 24.54%-8.7pp | 34.13%-18.3pp | 160.75%-145.0pp |
| Employer contribution / active EE | $3,337 | $3,870-13.8% | $4,570-27.0% | $2,671+24.9% |
| Participant deferral / active EE | $11,195 | $5,456+105.2% | $6,520+71.7% | $4,126+171.3% |
| Admin fee / account holder | $6,439 | $7,663-16.0% | $7,046-8.6% | $5,651+13.9% |