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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,493 | $79,633+307.5% | $93,786+246.0% | $68,490+373.8% |
| Participation rate | 88.0% | 75.4%+12.6pp | 81.0%+7.0pp | 67.9%+20.1pp |
| Annual return | -14.26% | -0.10%-14.2pp | -11.32%-2.9pp | -7.85%-6.4pp |
| Employer contribution / active EE | $3,217 | $3,665-12.2% | $4,328-25.7% | $2,597+23.9% |
| Participant deferral / active EE | $9,624 | $5,158+86.6% | $6,100+57.8% | $4,028+139.0% |
| Admin fee / account holder | $8,228 | $6,871+19.7% | $7,184+14.5% | $5,403+52.3% |