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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,055 | $168,635-77.4% | $147,617-74.2% | $125,389-69.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.35% | 77.65%-80.0pp | 61.98%-64.3pp | 282.24%-284.6pp |
| Employer contribution / active EE | $6,296 | $6,252+0.7% | $5,564+13.1% | $4,866+29.4% |
| Participant deferral / active EE | $113 | $5,507-98.0% | $4,895-97.7% | $5,352-97.9% |
| Admin fee / account holder | $1,318 | $13,580-90.3% | $11,612-88.6% | $9,541-86.2% |