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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,254 | $36,140+307.5% | $73,658+99.9% | $64,340+128.9% |
| Participation rate | 31.0% | 31.0%0pp | 57.0%-26.0pp | 55.2%-24.2pp |
| Annual return | 16.39% | 21.48%-5.1pp | 29.72%-13.3pp | 24.14%-7.8pp |
| Employer contribution / active EE | $1,029 | $443+132.1% | $1,032-0.3% | $1,862-44.7% |
| Participant deferral / active EE | $1,842 | $1,023+80.1% | $2,062-10.7% | $2,980-38.2% |
| Admin fee / account holder | $1,893 | $2,513-24.7% | $3,357-43.6% | $3,703-48.9% |