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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,865 | $72,177-21.2% | $115,038-50.6% | $59,633-4.6% |
| Participation rate | 67.4% | 72.6%-5.2pp | 81.4%-14.0pp | 68.7%-1.3pp |
| Annual return | -1.14% | 12.02%-13.2pp | 26.14%-27.3pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $2,474 | $2,841-12.9% | $4,608-46.3% | $2,203+12.3% |
| Participant deferral / active EE | $4,213 | $4,783-11.9% | $6,026-30.1% | $3,192+32.0% |
| Admin fee / account holder | $15,181 | $4,927+208.1% | $8,175+85.7% | $4,297+253.3% |