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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,416 | $148,623+12.0% | $135,974+22.4% | $139,466+19.3% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 16.80% | 79.30%-62.5pp | 68.30%-51.5pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,232 | $5,246-76.5% | $4,859-74.6% | $4,754-74.1% |
| Participant deferral / active EE | $7,232 | $8,103-10.7% | $7,760-6.8% | $6,712+7.7% |
| Admin fee / account holder | $138,655 | $12,406+1017.7% | $10,767+1187.8% | $11,409+1115.3% |