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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,326 | $69,012+119.3% | $160,037-5.4% | $68,490+120.9% |
| Participation rate | 71.0% | 65.4%+5.5pp | 78.0%-7.0pp | 67.9%+3.1pp |
| Annual return | -20.04% | -9.65%-10.4pp | 408.95%-429.0pp | -7.85%-12.2pp |
| Employer contribution / active EE | $2,075 | $2,212-6.2% | $4,226-50.9% | $2,597-20.1% |
| Participant deferral / active EE | $4,953 | $4,212+17.6% | $6,184-19.9% | $4,028+23.0% |
| Admin fee / account holder | $1,040 | $4,798-78.3% | $8,716-88.1% | $5,403-80.8% |