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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,856 | $79,449+161.6% | $189,575+9.6% | $85,847+142.1% |
| Participation rate | 57.1% | 66.0%-8.8pp | 78.4%-21.3pp | 69.3%-12.2pp |
| Annual return | 14.93% | 18.45%-3.5pp | 64.19%-49.3pp | 318.61%-303.7pp |
| Employer contribution / active EE | $1,674 | $2,081-19.6% | $4,412-62.1% | $2,565-34.8% |
| Participant deferral / active EE | $3,837 | $4,051-5.3% | $6,174-37.9% | $3,952-2.9% |
| Admin fee / account holder | $3,253 | $5,377-39.5% | $9,806-66.8% | $6,261-48.0% |