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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $609,316 | $73,839+725.2% | $143,788+323.8% | $68,495+789.6% |
| Participation rate | 75.5% | 66.7%+8.8pp | 80.3%-4.8pp | 67.9%+7.6pp |
| Annual return | -7.40% | 1.01%-8.4pp | -0.03%-7.4pp | -7.84%+0.4pp |
| Employer contribution / active EE | $2,983 | $3,184-6.3% | $4,952-39.8% | $2,596+14.9% |
| Participant deferral / active EE | $3,424 | $3,384+1.2% | $5,638-39.3% | $4,028-15.0% |
| Admin fee / account holder | $4,331 | $5,755-24.7% | $14,675-70.5% | $5,403-19.8% |