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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $615,894 | $91,167+575.6% | $178,498+245.0% | $79,858+671.2% |
| Participation rate | 75.5% | 69.2%+6.3pp | 81.9%-6.5pp | 69.6%+5.8pp |
| Annual return | 32.48% | 24.19%+8.3pp | 151.09%-118.6pp | 31.72%+0.8pp |
| Employer contribution / active EE | $2,090 | $3,255-35.8% | $5,011-58.3% | $2,471-15.4% |
| Participant deferral / active EE | $3,192 | $3,236-1.3% | $5,202-38.6% | $3,740-14.6% |
| Admin fee / account holder | $1,686 | $6,747-75.0% | $13,985-87.9% | $5,306-68.2% |