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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,527 | $49,177+41.4% | $79,476-12.5% | $64,181+8.3% |
| Participation rate | 70.0% | 65.0%+5.0pp | 73.3%-3.3pp | 69.6%+0.4pp |
| Annual return | -8.76% | -1.16%-7.6pp | 718.21%-727.0pp | 7.63%-16.4pp |
| Employer contribution / active EE | $2,768 | $2,076+33.3% | $2,800-1.2% | $2,381+16.3% |
| Participant deferral / active EE | $4,609 | $2,821+63.3% | $3,704+24.4% | $3,470+32.8% |
| Admin fee / account holder | $563 | $3,839-85.3% | $5,113-89.0% | $4,887-88.5% |