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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,861 | $72,272+27.1% | $101,264-9.3% | $79,858+15.0% |
| Participation rate | 97.8% | 68.5%+29.3pp | 75.8%+22.0pp | 69.6%+28.1pp |
| Annual return | 8.12% | 22.30%-14.2pp | 46.48%-38.4pp | 31.72%-23.6pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,818 | $3,282+46.8% | $4,370+10.2% | $3,740+28.8% |
| Admin fee / account holder | $28,481 | $4,401+547.2% | $5,947+378.9% | $5,306+436.8% |