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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $759,314 | $77,816+875.8% | $123,552+514.6% | $64,173+1083.2% |
| Participation rate | 96.2% | 74.7%+21.4pp | 82.3%+13.9pp | 69.6%+26.6pp |
| Annual return | -3.82% | 12.49%-16.3pp | 119.20%-123.0pp | 7.63%-11.5pp |
| Employer contribution / active EE | $20,446 | $3,014+578.4% | $4,628+341.8% | $2,381+758.8% |
| Participant deferral / active EE | $12,542 | $5,240+139.4% | $6,426+95.2% | $3,470+261.5% |
| Admin fee / account holder | $14,209 | $5,519+157.5% | $9,285+53.0% | $4,887+190.7% |