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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,634 | $98,240+130.7% | $82,312+175.3% | $147,586+53.6% |
| Participation rate | 84.2% | 79.7%+4.5pp | 76.9%+7.3pp | 82.8%+1.4pp |
| Annual return | 11.50% | 30.85%-19.4pp | 25.88%-14.4pp | 578.59%-567.1pp |
| Employer contribution / active EE | $31 | $3,192-99.0% | $2,428-98.7% | $4,876-99.4% |
| Participant deferral / active EE | $3,778 | $4,383-13.8% | $3,706+1.9% | $5,439-30.5% |
| Admin fee / account holder | $3,613 | $8,563-57.8% | $5,608-35.6% | $10,886-66.8% |