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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,502 | $81,276-73.5% | $155,574-86.2% | $80,925-73.4% |
| Participation rate | 22.2% | 66.2%-44.0pp | 78.2%-56.0pp | 67.7%-45.4pp |
| Annual return | 15.03% | 33.36%-18.3pp | 64.87%-49.8pp | 35.65%-20.6pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $4,676-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $964 | $3,453-72.1% | $5,629-82.9% | $4,299-77.6% |
| Admin fee / account holder | $0 | $7,993-100.0% | $15,914-100.0% | $6,940-100.0% |