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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,012 | $73,848-79.7% | $143,799-89.6% | $68,486-78.1% |
| Participation rate | 20.6% | 66.7%-46.1pp | 80.3%-59.7pp | 67.9%-47.3pp |
| Annual return | -17.42% | 0.91%-18.3pp | -0.04%-17.4pp | -7.85%-9.6pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,204 | $3,385-64.4% | $5,638-78.6% | $4,028-70.1% |
| Admin fee / account holder | $262 | $5,755-95.4% | $14,677-98.2% | $5,404-95.2% |