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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,535 | $78,428-3.7% | $95,960-21.3% | $79,852-5.4% |
| Participation rate | 94.4% | 73.5%+21.0pp | 77.1%+17.4pp | 69.6%+24.8pp |
| Annual return | 14.40% | 19.37%-5.0pp | 91.63%-77.2pp | 31.72%-17.3pp |
| Employer contribution / active EE | $1,635 | $1,945-16.0% | $2,541-35.7% | $2,471-33.8% |
| Participant deferral / active EE | $3,754 | $3,440+9.1% | $4,167-9.9% | $3,740+0.4% |
| Admin fee / account holder | $847 | $5,622-84.9% | $6,797-87.5% | $5,306-84.0% |